Real Data SF

Back in the still-uncertain days of September 09, every market pundit had his or her own letter for what shape the recovery would take. I blogged about Ben Bernanke’s “U,” Liz Ann Sonders‘ “V,” and Nouriel Roubini’s “W” here. Though one could argue the jury is still out, I think it’s fair to say that [...]

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I really couldn’t find a suitable graphic for a falling shoe….
Thanks to my reader JC for pointing out the San Francisco Chronicle’s September 21 article on the $30 billion or so in “option ARMS”  that are going to reset, starting in 2010.  These are not the subprime ARMS that caused the derivative markets to unravel, [...]

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I’ve written a piece as a guest-writer for The Front Steps, one of the better blogs on SF Real Estate.
After talking to loan officers and loan brokers for several weeks about the lending environment, here are the takeaways:

Have “perfect everything”:  high credit score, secure job, money in the bank and documentation to prove it all.
Figure [...]

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